About Us


There are many apps for personal finance tracking, so why aren’t there any for small businesses?


How We Got Started


Adam Niec

Rate Tracker was founded to help small business owners like you take control of their money and create transparency in the credit card processing industry.

Adam Niec, the owner and creator of Rate Tracker, has a lot of experience working directly with business owners via sales in the payments industry. During his time working in this industry, he realized that most payment businesses exist as a profit center- not really caring about the people they work with, but more so the money they make off of them.

Although some companies are ethical and had a lot of integrity for their customer, they were few and far between.


Our Goals

Create Transparency within the Payment Industry

The mission of Rate Tracker is to create a grassroots movement full of companies that are ethical and want to help small business owners keep track of their credit card fees, allowing them to stay in business for the long run.

Small business owners are the backbone of our economy, and it is essential to keep them at the forefront of our industry.

We Help Small Businesses

We educate hard-working business owners on how credit card processing works and then help them keep track of their total fees every month for FREE. There is quite a lot of gray area in the payments industry which allows for business owners to be taken advantage of.

And, when you're a business owner, you're wearing a lot of hats, which can make it hard to keep track of your costs.

With Rate Tracker, you have someone looking out for you at all times.


Your Safety is Paramount

In order to keep small business owners safe, Rate Tracker can detect and monitor your credit card processor inside of your business bank account securely and safely. Rate Tracker uses the same API as Venmo, Betterment, Coinbase, Acorns, and More!

We Care About Keeping Your Money In Your Pocket

Contact us today and continue to explore our website to learn more about our movement and why we created Rate Tracker.