Merchant Services That Go Beyond Payments

Step into the Future with Rate Tracker

We combine payment processing, POS systems, business lending, and financial health software to help business owners scale smarter.

Smarter Infrastructure

Modern POS + payment tech designed for you.

Built on Partnership

We’re here to grow with you, not just serve you.

Technology First

Flexible tech that fits your operations.

U.S.-Based, Human Support

Skip the hotline — get a dedicated rep.

Rate Tracker integrates with over 150+ different softwares, platforms, and point of sale systems!

Keep your existing software and integrate a Rate Tracker Merchant Account.

Don't See Your Software?

Don’t worry! There are too many to list. Talk to one of our team members to see how we can integrate with your software.

We're Ready To Support Your Industry

Retail

E-Commerce

B2B

Startups

Small Businesses

Health and Wellness

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What Is Flat-Rate Pricing in Payment Processing?

Flat-rate pricing keeps payment processing simple with one consistent fee per transaction, but it’s not always the most cost-effective option as your business grows.
Someone paying with a card at a checkout counter

How the Cheapest Payment Processor Could Cost You More

Choosing the cheapest payment processor may save you pennies upfront, but it often sacrifices reliability, security, and support—costing your business far more in the long run. Learn more in this blog.
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Optimizing Payment Solutions for Hospitality Businesses

Learn how hospitality businesses can optimize payment solutions to improve guest experiences, streamline operations, and stay competitive in a rapidly evolving industry.

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Serious About Scaling? So Are We.

Rate Tracker helps growth-focused businesses go beyond low rates—with smarter payments, real funding, and the clarity to scale with confidence.