Merchant Services That Go Beyond Payments
Step into the Future with Rate Tracker
We combine payment processing, POS systems, business lending, and financial health software to help business owners scale smarter.
Smarter Infrastructure
Modern POS + payment tech designed for you.
Built on Partnership
We’re here to grow with you, not just serve you.
Technology First
Flexible tech that fits your operations.
U.S.-Based, Human Support
Skip the hotline — get a dedicated rep.
Rate Tracker integrates with over 150+ different softwares, platforms, and point of sale systems!
Keep your existing software and integrate a Rate Tracker Merchant Account.








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What Is Flat-Rate Pricing in Payment Processing?
Flat-rate pricing keeps payment processing simple with one consistent fee per transaction, but it’s not always the most cost-effective option as your business grows.

How the Cheapest Payment Processor Could Cost You More
Choosing the cheapest payment processor may save you pennies upfront, but it often sacrifices reliability, security, and support—costing your business far more in the long run. Learn more in this blog.

Optimizing Payment Solutions for Hospitality Businesses
Learn how hospitality businesses can optimize payment solutions to improve guest experiences, streamline operations, and stay competitive in a rapidly evolving industry.