How to Choose the Right Payments Provider
Choosing a payments provider isn’t exactly the most thrilling part of running a business—but it’s one of the most important. The right partner can save you serious money and headaches. The wrong one? Hidden fees, confusing contracts, and hardware that makes you want to throw your terminal out the window.
At Rate Tracker, we’ve seen it all—and we’ve helped hundreds of business owners cut through the noise. Here’s what really matters when picking your next payments provider.
1. Transparent Fees
Let’s be real: high processing fees are profit killers. Even a small percentage difference adds up fast when you’re running transactions all day.
What you want is transparency—no fine print, no “surprise” line items on your statement. Rate Tracker helps you track and understand your processing costs, so you keep more of what you earn.
2. No Hidden Charges
Some providers advertise rock-bottom rates, only to hit you with “extra” fees later—PCI non-compliance fines, annual charges, random statement fees, you name it.
We don’t believe in that game. At Rate Tracker, what you see is what you pay. No hidden costs. No small-print traps. Just honest pricing and clarity about where your money’s going.
3. Smart, Reliable Technology
Your payment hardware and systems should work with your business, not against it. Whether you’re behind the counter, on the move, or online, your tech should be fast, secure, and simple to use.
Rate Tracker offers modern terminals, full POS systems, and online payment integrations that fit seamlessly into how you already operate—no big disruptions or complicated setups required.
4. Support That Actually Supports You
When something goes wrong (and let’s face it, it happens), you need real help—fast. Our team doesn’t hand you off to a call center or let you fight with a chatbot.
We handle issues directly with banks and processors so you can focus on running your business, not troubleshooting payments. It’s like having an extra teammate in your corner.
5. Secure and Scalable Solutions
As your business grows, your payments setup should grow with you. Rate Tracker’s solutions are flexible, PCI-compliant, and built with advanced security to protect both you and your customers.
Whether you’re expanding locations, adding an e-commerce store, or just want to streamline operations, we’ve got the tools (and the tech) to make it happen.
