Smarter Payments. Real Support Transparent Pricing.

Rate Tracker is a technology company that specializes in payment processing, POS systems, business lending, and helping you make more profit in your business.

Our Values

Who We Are & What We Stand For

Integrity

We lead with integrity and treat our clients’ businesses as if they were our own.

Two hands putting two puzzle pieces together.

Long-Term Vision & Teamwork

Our team is committed to long-term success and lasting relationships, always playing the long game and making decisions with a decade-plus vision in mind.

Excellence

We pursue excellence in everything we do—because how we do anything reflects how we do everything.

Family First

Collectively prioritize the well-being and growth of our team, partners, and merchants, because to us, business is family, and we always lead with a “Family First” mindset.

Trusted Expertise

We are knowledgeable, resourceful, trustworthy, and solution-driven.

How We Got Started

Rate Tracker was founded to help small business owners in the United States grow and become more profitable so they can achieve the American Dream. We have been in business since 2020. The Payments Industry is notorious for deceptive business practices, and our unique software, Rate Tracker, is designed to help business owners immediately find out when their payment processing rates increase. Our goal is to help small business owners improve their financial health, help our Sales Partners and Referral Partners reach their full potential, and protect the American Dream.

What Our Clients Say

Denver Patio Masters

3B Credit Health

Rapid Permits and Engineering

Serious About Scaling? So Are We.

Rate Tracker helps growth-focused businesses go beyond low rates—with smarter payments, real funding, and the clarity to scale with confidence.