A sales and marketing consulting firm offering lead generation and business education faced major payment processing obstacles. Using Stripe, they were hit with high fees, regular chargebacks, and the constant risk of funding freezes. These issues not only cut into profits but also disrupted cash flow and created major uncertainty—making it hard to scale confidently or invest in future growth.
Rate Tracker stepped in with a custom-built solution. We transitioned them to a fully underwritten merchant account, eliminating the risk of shutdowns. By enabling ACH payments, they saw a significant drop in chargebacks, while dual pricing wiped out their processing fees—saving them $142,800 annually. On top of that, they now have a dedicated account manager with industry-specific knowledge for proactive, ongoing support.