A first-time liquor store owner in Georgia had everything lined up to grow his newly acquired business—except the capital. With the store still in its early stages, he didn’t qualify for a traditional business loan, leaving him short on funds to expand inventory and maintain steady operations. Without timely financing, he risked limited growth and cash flow bottlenecks.
Rate Tracker provided a creative solution by helping him secure a $70,000 personal loan, offering immediate access to capital when standard business lending wasn’t an option. We also built a long-term plan: after one year of operation, the loan will be refinanced into a business loan to help him build credit and secure better terms. This flexible approach gave him the resources to grow now and a pathway toward sustainable financing in the future.